Welcome to the website operated by Epic Home Mortgage, LLC (“Epic Home Mortgage,” “we,” “us,” or “our”). By accessing or using this website (the “Website”), you agree to follow and be bound by these Terms of Use (“Terms”). If you do not agree with these Terms, please discontinue use of the Website immediately.
By using this Website, you confirm that you are at least 18 years of age and legally able to enter into binding agreements. You agree to use the Website only for lawful purposes and in compliance with these Terms. You may not misuse the Website or attempt to interfere with its operation or security.
Providing information through our Website or submitting an inquiry does not constitute a loan approval, pre-approval, or commitment to lend. Any lending decision is subject to verification of information, underwriting review, creditworthiness, and satisfaction of all applicable conditions and requirements.
Mortgage rates, terms, programs, and product availability displayed on the Website are for general informational purposes only and may change at any time without notice. Nothing on this Website should be interpreted as a formal offer, commitment, or guarantee. Final terms are determined only after application, underwriting, and approval.
Epic Home Mortgage, LLC is an Equal Housing Lender. We are committed to fair lending practices and do not discriminate against applicants on the basis of race, color, religion, national origin, sex, marital status, age, disability, or receipt of public assistance, or any other protected characteristic under applicable law.
Your use of the Website is also subject to our Privacy Policy, which describes how we collect, use, share, and safeguard your personal information. By using the Website, you acknowledge and consent to those practices.
All content on this Website—including text, images, graphics, logos, designs, and other materials—is owned by or licensed to Epic Home Mortgage, LLC and protected by applicable intellectual property laws. You may not copy, reproduce, distribute, modify, or create derivative works from any Website content without our prior written permission.
The Website and its content are provided “as is” and “as available.” To the maximum extent permitted by law, Epic Home Mortgage disclaims all warranties, express or implied. We are not responsible for any direct, indirect, incidental, consequential, or punitive damages arising from or related to your use of, or inability to use, the Website. We do not guarantee uninterrupted access or that the Website will be free from errors, viruses, or other harmful components.
The Website may include links to third-party websites or services for your convenience. We do not control or endorse these third parties and are not responsible for their content, policies, or practices. Accessing third-party sites is done at your own risk.
We may update or revise these Terms at any time at our sole discretion. Updates become effective when posted to the Website. Your continued use of the Website after changes are posted indicates your acceptance of the revised Terms.
These Terms are governed by and interpreted in accordance with the laws of the state in which Epic Home Mortgage, LLC operates, without regard to conflict of law principles.
By submitting any form on this Website or providing your contact information to Epic Home Mortgage, you expressly consent to be contacted by us or our representatives regarding your inquiry, loan application, or related services. This may include contact by phone call, email, or text message (SMS/MMS), including through the use of automated technology, prerecorded messages, or an automatic telephone dialing system, at the telephone number(s) you provide.
You understand that:
Your consent is not a condition of purchasing any goods or services.
Message and data rates may apply depending on your mobile carrier plan.
Message frequency may vary.
You may opt out of text messages at any time by replying STOP, and you may request assistance by replying HELP or contacting us directly.
You represent that you are the authorized user of the contact information you provide and agree to notify us promptly if your contact information changes.
If you have questions regarding these Terms, please contact us at:
info@epichomemortgage.com
By using this Website, you acknowledge that you have read, understood, and agree to these Terms of Use.