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DSCR Calculator

DSCR Calculator

Payment (PITI)

Estimate your payment
$
Use the slider to estimate your note rate.
Selected term: 30 years
Use interest-only payment
If enabled, P&I is calculated as interest-only (no principal paydown).
$
We’ll divide by 12 for monthly taxes.
$
We’ll divide by 12 for monthly insurance.
Monthly Principal & Interest Using interest only →
$0.00
Monthly Taxes
$0.00
Monthly Insurance
$0.00
Total Monthly Payment (PITI)
$0.00
Note: This is an estimate for education. Taxes and insurance vary by property.

Rent & DSCR

Rentometer • AirDNA
Long term uses 100% qualifying rent.
$
Enter market rent or expected rent.
Qualifying Rent
$0.00
Monthly Payment (PITI)
$0.00
DSCR Ratio
0.00
DSCR = Qualifying Rent ÷ Monthly PITI.

Mortgage solutions designed for you

What Underwriters Look For

  • Verification of your available funds

We need to confirm that your funds are accessible and seasoned.

  • No unexplained large deposits

Any large non-payroll deposit must be documented with a paper trail.

  • Clear account ownership

Names must match your loan file.

  • No overdrafts (if possible)

Overdrafts don’t always kill a file — but they often create questions we must address.

  • Mortgage solutions designed for you
Get tailored loan options and expert guidance in minutes.

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