Watch the video below to learn what underwriters need to see — and how to prepare your LLC documents correctly.
When a property is vested in an LLC, lenders must verify who owns and controls the company.
This ensures the borrower has legal authority to purchase, sign loan documents, and operate the property tied to the mortgage.
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This protects you and ensures the loan can legally close in the LLC’s name.
The official state-filed document.
Must show ownership percentages and control.
Should match the purchase contract letter-for-letter.
Especially anyone with 25% or more ownership.
Drafts or incomplete files may be rejected.
Missing Operating Agreement
Outdated documents
LLC name not matching the contract
Ownership not clearly listed
Borrower not shown as a member or manager
Multiple LLCs involved without explanation
